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What I Learned From a Career in the Insurance and Advisory Industry

After decades in the insurance and advisory world helping business owners, families, executives, and high net worth individuals...

Good News for 2026: You Can Now Pair an HSA With Almost Any Bronze or High-Deductible Plan

For years, HSAs were limited to only a narrow set of “HSA-eligible” high-deductible plans. That left many people...

Beyond Health Insurance: How Smart Employers Are Using Benefits to Win and Retain Talent in 2025

In 2025, employers are facing a perfect storm — rising healthcare costs, tighter labor markets, and an increasingly...

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Tariffs and Health Benefits: The Hidden Cost Employers May Not Be Able To Ignore

Most business owners think of tariffs as a global trade issue — something that affects importers, exporters, or...

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The Impossible Is Now Possible: Up to $3M of Life Insurance in 8 Minutes? Yes, Really.

We’ve all heard the phrase, “If it sounds too good to be true…”—but sometimes, innovation turns that on...

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Protect Your Most Important Asset: Your Data

In today’s digital business environment, your most valuable asset isn’t your inventory or even your people — it’s...

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Why Is Employer Sponsored Health Insurance So Complex? (And How That Complexity Protects You)

If you’ve ever felt overwhelmed trying to understand your benefits – specifically your health insurance, you’re not alone....

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Exploring Level-Funded Health Plans for Small Groups

Health insurance costs continue to rise, making it increasingly difficult for small businesses to offer competitive benefits while...

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The Rising Cost of GLP-1 Drugs: Could They Double the Cost of Healthcare?

The growing popularity of GLP-1 receptor agonists—such as Ozempic and Mounjaro for diabetes, and Wegovy and Zepbound for...

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The Long-Term Care Crisis: Why Planning Today Protects Your Future

The Growing Need for Long-Term Care Planning Most people don’t think about long-term care (LTC) until they or...

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Did Trump Just Help or Hurt Employer-Based Health Plans?

Healthcare in the U.S. remains a hot-button issue, and recent decisions under the Trump administration continue to spark...

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Helping Employees During Los Angeles Wildfires

The following is intended to help employers support their employees impacted by the Los Angeles fires. Please consult...